AIA Vitality Points updates for 2025

Physical activity

Steps

Currently, you can earn:
 
  • 50 AIA Vitality Points for reaching 7,500 steps in a day
  • 100 AIA Vitality Points for reaching 12,500 steps in a day
The maximum points a member can earn from steps, combined with other Physical Activity, is currently capped at 15,000 points per membership year.

Steps - starting April 2025, you will be able to earn

AIA Vitality Points Steps in a day
25 5,000
50 7,500
100 12,500
However, to encourage you to complete a broader range of physical activities, we are introducing a 10,000-point cap on the total points that can be earned from steps each membership year.
 
You can still earn the remaining 5,000 points for Physical Activity through other activities, such as Heart Rate Activity, Speed Activity, Calorie Activity, Gym Visits, and Organised Fitness Events.

How to earn AIA Vitality Points with the latest (upcoming) update

Get your daily steps in

Walk the kids to school or take the pup out to the park after work to hit 5,000 steps & earn 25 AIA Vitality Points.

Add in some light activity

Get off the tram a few stops early. A brisk 30-minute walk at 60% of your max heart rate will earn you 50 AIA Vitality Points.

Pick up the pace with moderate activity

Go for an 8k run & maintain an average of 70% of your max heart rate over 30 minutes to earn 100 AIA Vitality Points.

Get your heart pumping with vigorous activity

Hit up your weekly cycle class, maintain an average of 80% of your max heart rate over 30 minutes, & earn 150 AIA Vitality Points.

Take a long leisurely walk

Go for a coastal walk, maintain an average of 60% of your max heart rate over 90 minutes, & earn 150 AIA Vitality Points.

Sign up for a fitness event

Join an organised fitness event to earn up to 1,500 AIA Vitality Points per event or up to 3,000 points per year.

Heart rate

Currently, you can earn AIA Vitality Points through light or moderate activity based on your heart rate, tracked through a compatible device that’s linked to your AIA Vitality membership:

Light Activity (60% of age-related maximum heart rate):
  • 50 points for 30 to 59 minutes 
  • 100 points for 60 to 89 minutes
Moderate Activity (70% of age-related maximum heart rate):
  • 100 points for 30 to 59 minutes
The maximum points a member can currently earn from heart rate-based activities is 100 points per day.

Starting April 2025, you will be able to earn

Heart rate AIA Vitality Points Minutes
Light Activity
(60% of age-related maximum heart rate)		 50 30 to 59
Light Activity
(60% of age-related maximum heart rate)		 100 60 to 89
Light Activity
(60% of age-related maximum heart rate)		 150 90+
Moderate Activity
(70% of age-related maximum heart rate)		 100 30-59
Moderate Activity
(70% of age-related maximum heart rate)		 150 60+
Vigorous Activity
(80% of age-related maximum heart rate)		 50 10-19
Vigorous Activity
(80% of age-related maximum heart rate)		 100 20-29
Vigorous Activity
(80% of age-related maximum heart rate)		 150 30+

How to work out your maximum age-related heart rate

You can work out your maximum age-related heart rate by subtracting your age from 220
 
e.g. 220 – 40 (age) = 180bpm (beats per min).
 
Then you will need to multiply the bpm by the exertion percentage
 
(either .6 for 60% or .7 (70%) e.g. 180 x .6 (60%) = 108bpm.
The applicable AIA Vitality Points will be awarded only when your average bpm exceeds the minimum goal within the set timeframe. i.e. to earn 50 points, you must exceed an average of 108bpm for 30 minutes.
 
This new flexible points system allows you the freedom to engage in different levels and durations of activity based on your current fitness and health. Whether you’re easing into a routine or aiming for more intense workouts, you can earn points for activities that meet you where you’re at in your journey while being incentivised to work towards improving your health.

Health Checks

From April 2025 we’re introducing some changes to the way members earn AIA Vitality Points. Explore the differences below.

    AIA Vitality Health Check

    Eye check

    Skin Self-examination

    Skin Cancer Screen

    COVID-19 vaccination

AIA Vitality Health Check

Currently, you can earn a maximum of 7,000 AIA Vitality Points when you complete your AIA Vitality Health Check, this is made up of 750 points per assessment plus 1,000 points per result achieved within the healthy range.
 
From April 2025, the maximum points you can earn for this assessment increases to 8,000 AIA Vitality Points per membership year. While you will still earn 750 points per assessment, you’ll now earn 1,250 points per result achieved within the healthy range.

Eye Check

Each membership year, and for the 2 years that follow, you can earn 1,000 AIA Vitality Points for completing an eye check. The eye check needs to be completed once in a three-year period and you will be awarded the points annually for each of those three years.
 
From February 2025, points for this activity will adjust to 500 AIA Vitality Points. You will still earn 500 points for each of the 2 years following your eye check.
 
If you’ve completed an eye check in the previous membership year and earned 1000 points, this will now adjust to 500 points from this date.
 
Example: Sam has completed an eye check in at the start of her membership year in 2023 and been awarded 1,000 points. She received 1,000 points when her AIA Vitality membership renewed in 2024. From February 2025 when this adjustment comes into place and her membership renews again, she will be awarded 500 points for having completed this health check in 2023. She will be awarded 500 points for any future eye checks.  

Skin Self-examination video

Each membership year, you can earn 1,000 AIA Vitality Points for watching a Skin Self-examination video in the AIA Vitality app.
 
From February 2025, points a member can earn for completing this activity will decrease to 500 AIA Vitality Points. However, you can earn up to 1,000 points per membership year when you undergo a Skin Cancer Screening by a certified Dermatologist. The total a member can earn for completing both the online Skin Self-examination video and Skin Cancer Screening assessments is capped at 1,000 points. 

Skin Cancer Screen

Currently, you don’t earn any AIA Vitality Points for visiting a certified Dermatologist.
 
However, from February 2025, you will be able to earn up to 1,000 AIA Vitality Points when you undergo a Skin Cancer Screening by a certified Dermatologist. The total a member can earn for completing both the online Skin Self-examination video and Skin Cancer Screening assessments is capped at 1,000 points.

Covid-19 vaccination

Each membership year, you can earn 1,000 AIA Vitality Points when you receive a Covid-19 vaccination.
 
From February 2025, we will be phasing out this points allocation. Members who have earned points for receiving a Covid-19 vaccination will no longer receive any points for this activity moving forward. If you are yet to earn points for completing this vaccination, you will only earn these points once. 

Understanding Physical Activity points

The duration of your workouts is measured up to the millisecond, ensuring that we get as close as possible to the next threshold. This precise calculation helps to ensure accurate distribution of your Physical Activity points.

Points are awarded based on data collected from your tracking device or app following this order: heart rate, speed, calories, then steps. If you earn the same number of points across different data measurements, we will prioritise them based on this order to determine which measurement will count towards your daily 150 Physical Activity points limit. If you attend a partner gym and complete another form of physical activity in a day, points are awarded in this order: heart rate, speed, calories, gym visit then steps.
 
You are only awarded points for your single highest earning physical activity in a day.
 
You can earn Physical Activity points from various data measurements each day, such as heart rate, speed, calories, and steps. However, we will allocate points based on the highest-scoring measurement – up to a maximum of 150 AIA Vitality Points per day.  You will need to link and sync an eligible fitness device to the AIA Vitality app to track your heart rate, speed or calories and earn the right points for the activities you complete. We recommend you sync your activity with the AIA Vitality app after your workout throughout the week to ensure these are correctly captured. 

If you’ve reached your 10,000-point step cap, the points you earn for steps can still contribute towards your weekly $5 Active Benefits target. However, points for steps will no longer contribute to your Physical Activity points limit within your current membership year.
 
Example 1: Kate has hit her 10,000-point step cap and then completed 12,500 steps in a day. She will receive 100 points towards her weekly $5 Active Benefits target, but not receive any points towards her Physical Activity points limit.
 
Example 2:  Sam has hit her 10,000-point step cap in her membership year. In one day, she has completed two points earning activities: 12,500 steps (100 points) and she has exercised at 60% of age-related max heart rate for 30 minutes (50 points). On this day, 100 points contributes towards her weekly $5 Active Benefits target and 50 points contributes towards her Physical Activity points limit. 

The age limit for recommended Bowel Cancer Screenings has been reduced to 45 years of age. AIA Vitality members aged 45 or over can now earn 1,000 AIA Vitality Points per membership year for completing a Bowel Cancer Screening.

AIA Vitality is no longer supporting non-verified data from third party apps. This means you will no longer earn points from exercise tracked and gathered by a third party app.  Please ensure the app you’re using to track your activity is directly linked to AIA Vitality to earn your AIA Vitality Points. 

We’re here to help

If you have any questions about any of these changes, please contact our AIA Vitality Member Services team at queries@aiavitality.com.au or by calling 1800 848 254 from 8am to 6pm (AEST/AEDT), Monday to Friday.