Help your clients lock in their 2025 health insurance premiums

ARTICLE
27 February 2025 dot 3 mins read
Every year from 1 April, health funds make adjustments to their premiums to keep up with the rising cost of healthcare. That is why February and March are the perfect time for you to connect with your clients to see if they would like to review their health insurance policies to see if it is still appropriate for their needs.

How referring AIA Health benefits you

As well as diversifying your income, without increasing the cost of advice, adding AIA Health to your service proposition can grow your client engagement by providing a new touch point and may assist with client retention.
Here are a few simple ways you can help your clients beat the health insurance rate rise:
 
Set up annual payments to lock in their premiums

If your client is currently with AIA Health, you can help them lock in their premiums for the next 12 months by setting up an annual payment. To do this, they simply need to pay over the phone or online via the AIA Health member portal by 31 March 2025.
 
Identify gaps or overlaps in their health insurance cover
 
A comprehensive review of your clients' policies can help identify gaps in their cover that could leave them vulnerable, or areas where they may be paying for services they no longer need. By addressing these issues, you can help your clients to be adequately protected and not overpaying for unnecessary cover.
AIA Health can provide your client with a no obligation comparison quote and either advise them to stay with their current fund or provide them with a tailored AIA Health quote if that better meets their needs.
 
Maximise their savings with special offers
 
March is usually a time when health insurers offer limited-time promotions, making it the perfect time to help your clients shop around for better deals and secure the best possible cover that suits their needs. 

AIA Health March offer

Help your clients get ahead of the April rate rise with this month’s offer.
 
For the month of March, we’re offering new AIA Health clients 10 weeks free when they take out an eligible hospital or combined hospital & extras policy. View full T&Cs.
 
Make a successful health insurance referral and you’ll receive a referral fee of 20% of  the first year’s premium (plus GST), paid to your licensee once your client's policy becomes financial.
 
Refer your client today via the ‘Health Portal’ which is located on the AIA Adviser Portal