Target market determinations

What’s a target market determination?

 
A Target Market Determination is a document which describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.
 
It also describes the events or circumstances where we may need to review the Target Market Determination for a financial product.

Why does AIA need to have target market determinations?

 
We’re required to have Target Market Determinations under theTreasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

This is to make sure we’re keeping customers at the centre of our approach to the design and distribution of our financial products.

Priority protection and professional insurance portfolio

See the below TMDs for each cover type available for this product

See the below TMDs for each cover type available for this product
 


See the below TMDs for each cover type available for this product

Tailored protection

 

Direct life insurance and income protection

  • Life Insurance provided by AIA Australia distributed by Commonwealth Bank of Australia (CBA)
    TMD November 2023 >

  • Income Protection Insurance provided by AIA Australia distributed by Commonwealth Bank of Australia (CBA)
    TMD November 2023 >

Group Insurance Group Life and Income Protection